Realistic stress testing and wind-down planning
Stress testing and wind-down planning must be realistic, practical, and directly linked to your firm’s actual risks—not just theoretical exercises. Generic scenarios won’t stand up to scrutiny. We help you develop credible stress tests and clear, actionable wind-down plans that demonstrate how your business would respond under severe conditions.
Who benefits from our services?
Our stress testing and wind-down planning services are best suited to FCA-regulated firms needing to demonstrate resilience and regulatory readiness. We partner with a diverse range of financial institutions.
Investment firms under IFPR (ICARA)
Required to evidence liquidity and capital adequacy under stress conditions.
Broker-dealers and trading platforms
Including firms with significant market and liquidity exposures.
Fintechs and growing firms
Scaling rapidly and needing to formalise stress testing and contingency planning.
Common challenges in stress testing and wind-down planning
Clients often struggle with making stress testing and wind-down planning credible, practical, and aligned with regulatory expectations. We address these critical challenges to ensure your frameworks are robust and effective.
Unrealistic stress scenarios
Many firms use generic scenarios not linked to their actual risks or business model, leading to an unclear impact on liquidity and capital. We provide bespoke scenarios tailored to your operations, giving clear visibility on buffers, LATR, and financial resilience under stress.
Weak and incomplete wind-down plans
A lack of clear triggers, timelines, and funding strategies can render wind-down plans ineffective. We develop comprehensive, actionable plans that integrate seamlessly with your ICARA and other regulatory frameworks, ensuring stress testing is part of your decision-making.
Why choose Risk Consulting London?
Risk Consulting London focuses on realistic, business-driven stress testing and actionable wind-down planning—not generic models or theoretical scenarios. We ensure your frameworks are robust, compliant, and ready for regulatory scrutiny.
Clear impact on liquidity and capital
We quantify effects on LATR, buffers, and financial resources, providing real insight into your financial resilience.
Fully integrated with ICARA
Our stress testing feeds directly into your decision-making processes and regulatory frameworks.
Built for scrutiny
Our solutions are designed to stand up to FCA review, audit, and senior management challenge.